Coverages Included

Personal Liability $2 million
Bicycle (Including Equipment and Accessories) $1,000
Jewellery, Watches, Gems, Furs $10,000
Identity Theft $25,000
Student Property No limit
Tools, Books, Instruments, Computers and Software Pertaining To A Business $7,000 while in your home
Watercraft, Equipment and Accessories $2,500
Collectibles $5,000
Stamps and Stamp Collections $5,000
Gold Ware, Silverware and Pewter Ware No Limit
Securities $7,500
Money And Bullion $1,000
Gardening Equipment (Includes Tractors) $5,000
Personal Computer and Accessories No limit
Spoilage Of Food In The Refrigerator Or Freezer No limit

Higher limits and additional home insurance coverages are available.

Higher limits

You should consider increased limits if you need more than the amounts listed above. For example, if you have fine arts, jewellery or valuable items whose value is in excess of the limits provided, additional home insurance coverage is available by adding these items to your policy.

Additional coverages

Other home insurance coverages are available in British Columbia (BC) for:

  • Earthquake
  • Home based businesses
  • Sports equipment
  • Watercraft
  • Fine arts (i.e. sculptures, paintings)
  • Collectibles
  • Wine collection
  • Vacation or revenue properties
  • Personal umbrella liability policy (up to $5 million)

Discover more about HomeProtect home insurance for BC

To discuss your home insurance needs, contact a Reliance Home Insurance Specialist in British Columbia (BC) today or Request a Home Insurance Quote online.